May 7, 2022
I Bonds 2022 rates just changed to 9.62% in May. I Bonds have been all the rage lately with inflation at 40-year highs. I Bonds, also known as Series I Savings Bonds, can only be purchased at TreasuryDirect.gov. This is the official site run by the U.S. government.
One popular I Bond strategy is to only buy I Bonds in April and October after the CPI-U for March and September have been released at BLS.gov. That’s because the I Bond inflation rate changes on May 1st and November 1st and is based on the inflation rates between March and September.
This gives the I Bond investor certainty of what the return will be over the next 12 to 15 months. Beyond 15 months, it’s nearly impossible to guess what the future returns will be because of the unpredictability of inflation that far out.
In this video, I go over why we might want to wait until October (and April) to buy IBonds. I also go over a few reasons why we might want to buy I Bonds now instead of waiting.
Want to learn the principles that help me to consistently beat the market? Check out my free eBook, 5 Things I Wish I Knew Before Buying My First Stock.
DISCLAIMER: I'm not a financial advisor. These are my opinions and provided "as-is". It is not an offer to buy or sell securities. Read the Terms and Conditions.
At the time of publishing this video, I have net long positions I Bonds and Bitcoin.
Except for Wolves of Investing, I/we are not receiving any compensation from and do not have any business dealings with any companies whose stocks are discussed in this article/video.
Donnie Nguyen is the founder and CEO of Wolves of Investing. He started investing in the stock market in the early 2000s. He follows the teachings of Peter Lynch, Warren Buffett, and other investing legends. When he's not investing or blogging, he loves spending time with his family traveling and experiencing the world.
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