Are I Bonds a Good Investment 2022

Written by Donnie Nguyen

October 17, 2022

Are I Bonds a Good Investment 2022? The I Bond inflation rate is getting ready to change from 9.62% APY to 6.48% APY on November 1st. In this video, I compare the 12-month return of an I Bond to 3 alternative fixed-income investment benchmarks to determine if I Bonds are a good investment right now.

CHAPTERS

00:00 INTRO

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01:36 WHY NOT USE THE S&P 500 AS A BENCHMARK

02:16 BENCHMARK 1: HIGH-YIELD SAVINGS

02:29 IBOND APY 6.51% NEXT 12 MONTHS

03:37 BENCHMARK 2: 1-YEAR CD

05:00 BENCHMARK 3: FIXED-RATE MORTGAGE

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06:02 OUTRO

Want to learn the principles that help me to consistently beat the market? Check out my free eBook, 5 Things I Wish I Knew Before Buying My First Stock.

DISCLAIMER: I'm not a financial advisor. These are my opinions and provided "as-is". It is not an offer to buy or sell securities. Read the Terms and Conditions.

Disclosure

At the time of publishing this video, I have net long positions in I Bonds, BTC via stock, warrant, options, or other means.

Except for Wolves of Investing, I/we are not receiving any compensation from and do not have any business dealings with any companies whose stocks are discussed in this article/video.

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Will Moeller
Will Moeller
28 days ago

Are you saying that if an ibond is paying 9.62%, that a person could buy in Oct of 2022 and still get the 9.62% for ANOTHER 6 months? What happened to the 6.89%, which is the current rate until end of April 2023? I bought in May of 2022, earning 9.62% for 6 months. Will I earn 9.62% for an additional 6 months, Nov thru Apr of 2023? I thought that the new rate would commence on Nov 1 to everybody, automatically. (BTW, why is the US Treasury shorting me $4.50 interest on a $10,000 deposit? I sent this note… Read more »

Donnie Nguyen

Donnie Nguyen

Donnie Nguyen is the founder and CEO of Wolves of Investing. He started investing in the stock market in the early 2000s. He follows the teachings of Peter Lynch, Warren Buffett, and other investing legends. When he's not investing or blogging, he loves spending time with his family traveling and experiencing the world.

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